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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $67,114 | $165,939-59.6% | $122,354-45.1% | $147,586-54.5% |
| Participation rate | 53.8% | 79.6%-25.7pp | 71.6%-17.8pp | 82.8%-29.0pp |
| Annual return | 17.13% | 34.56%-17.4pp | 30.28%-13.1pp | 578.59%-561.5pp |
| Employer contribution / active EE | $1,900 | $5,754-67.0% | $4,051-53.1% | $4,876-61.0% |
| Participant deferral / active EE | $5,180 | $4,005+29.3% | $3,287+57.6% | $5,439-4.7% |
| Admin fee / account holder | $315 | $7,425-95.8% | $5,479-94.2% | $10,886-97.1% |