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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $115,642 | $176,688-34.6% | $130,660-11.5% | $152,909-24.4% |
| Participation rate | 66.7% | 79.0%-12.3pp | 71.7%-5.1pp | 82.5%-15.8pp |
| Annual return | 22.37% | 2693.08%-2670.7pp | 1709.29%-1686.9pp | 345.46%-323.1pp |
| Employer contribution / active EE | $2,431 | $5,743-57.7% | $4,092-40.6% | $4,764-49.0% |
| Participant deferral / active EE | $7,178 | $4,362+64.6% | $3,603+99.2% | $5,851+22.7% |
| Admin fee / account holder | $647 | $7,131-90.9% | $5,463-88.2% | $11,601-94.4% |