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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,566 | $85,024-18.2% | $70,544-1.4% | $139,466-50.1% |
| Participation rate | 77.8% | 73.9%+3.9pp | 68.4%+9.4pp | 80.3%-2.6pp |
| Annual return | 16.62% | 30.39%-13.8pp | 32.79%-16.2pp | 373.66%-357.0pp |
| Employer contribution / active EE | $9,609 | $3,912+145.6% | $2,976+222.9% | $4,754+102.1% |
| Participant deferral / active EE | $5,406 | $5,891-8.2% | $4,568+18.3% | $6,712-19.5% |
| Admin fee / account holder | $782 | $8,928-91.2% | $6,427-87.8% | $11,409-93.1% |