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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,417 | $102,638-53.8% | $81,991-42.2% | $158,966-70.2% |
| Participation rate | 88.9% | 75.5%+13.4pp | 69.3%+19.6pp | 82.0%+6.9pp |
| Annual return | 13.06% | 61.05%-48.0pp | 41.31%-28.3pp | 302.95%-289.9pp |
| Employer contribution / active EE | $8,238 | $3,241+154.2% | $2,498+229.7% | $4,762+73.0% |
| Participant deferral / active EE | $4,874 | $4,649+4.8% | $3,722+30.9% | $5,983-18.5% |
| Admin fee / account holder | $2,573 | $8,237-68.8% | $5,665-54.6% | $11,250-77.1% |