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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,642 | $82,678-71.4% | $125,391-81.1% | $68,490-65.5% |
| Participation rate | 94.4% | 75.1%+19.4pp | 82.4%+12.1pp | 67.9%+26.5pp |
| Annual return | -15.78% | -5.97%-9.8pp | 572.41%-588.2pp | -7.85%-7.9pp |
| Employer contribution / active EE | $2,377 | $3,382-29.7% | $4,816-50.6% | $2,597-8.4% |
| Participant deferral / active EE | $5,707 | $6,111-6.6% | $7,448-23.4% | $4,028+41.7% |
| Admin fee / account holder | $2,932 | $6,277-53.3% | $10,009-70.7% | $5,403-45.7% |