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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,508 | $89,370-81.5% | $141,197-88.3% | $72,976-77.4% |
| Participation rate | 100.0% | 75.1%+24.9pp | 82.5%+17.5pp | 69.5%+30.5pp |
| Annual return | 18.50% | 111.88%-93.4pp | 71.41%-52.9pp | 81.02%-62.5pp |
| Employer contribution / active EE | $4,926 | $3,115+58.1% | $4,736+4.0% | $2,440+101.9% |
| Participant deferral / active EE | $2,500 | $5,419-53.9% | $6,710-62.7% | $3,608-30.7% |
| Admin fee / account holder | $697 | $5,957-88.3% | $10,265-93.2% | $5,124-86.4% |