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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $602,712 | $174,379+245.6% | $152,093+296.3% | $138,895+333.9% |
| Participation rate | 75.0% | 81.6%-6.6pp | 77.8%-2.8pp | 79.9%-4.9pp |
| Annual return | 17.57% | 74.86%-57.3pp | 66.36%-48.8pp | 145.39%-127.8pp |
| Employer contribution / active EE | $3,242 | $4,652-30.3% | $4,175-22.4% | $4,194-22.7% |
| Participant deferral / active EE | $10,912 | $6,159+77.2% | $5,451+100.2% | $6,396+70.6% |
| Admin fee / account holder | $1,739 | $16,880-89.7% | $14,497-88.0% | $12,562-86.2% |