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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $459,874 | $175,257+162.4% | $149,717+207.2% | $139,456+229.8% |
| Participation rate | 71.4% | 83.4%-12.0pp | 78.8%-7.3pp | 80.3%-8.9pp |
| Annual return | 25.96% | 166.70%-140.7pp | 134.41%-108.4pp | 373.45%-347.5pp |
| Employer contribution / active EE | $3,277 | $5,477-40.2% | $4,820-32.0% | $4,753-31.1% |
| Participant deferral / active EE | $10,991 | $6,521+68.5% | $5,682+93.4% | $6,711+63.8% |
| Admin fee / account holder | $1,283 | $16,156-92.1% | $13,213-90.3% | $11,407-88.7% |