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| Provider | Service type | Compensation |
|---|---|---|
GLOBAL FINANCIAL5 years Service code 27 · EIN 20-1216032 | Advisory (Plan) | $62,543 |
ASCENSUS LLC5 years Service code 15 · EIN 11-3665754 | Recordkeeping | $19,775 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,921 | $46,332-5.2% | $143,797-69.5% | $64,824-32.2% |
| Participation rate | 54.7% | 64.2%-9.6pp | 80.3%-25.6pp | 71.5%-16.8pp |
| Annual return | -16.92% | -10.05%-6.9pp | -0.04%-16.9pp | 32.84%-49.8pp |
| Employer contribution / active EE | $2,431 | $1,911+27.2% | $4,952-50.9% | $2,507-3.0% |
| Participant deferral / active EE | $5,465 | $2,647+106.4% | $5,638-3.1% | $4,311+26.8% |
| Admin fee / account holder | $369 | $154+139.9% | $14,679-97.5% | $188+96.5% |