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| Provider | Service type | Compensation |
|---|---|---|
GLOBAL FINANCIAL3 years Service code 27 · EIN 20-1216032 | Advisory (Plan) | $39,838 |
ASCENSUS LLC3 years Service code 15 · EIN 11-3665754 | Recordkeeping | $13,013 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $59,380 | $58,895+0.8% | $178,503-66.7% | $73,497-19.2% |
| Participation rate | 60.0% | 66.2%-6.2pp | 81.9%-21.9pp | 70.7%-10.7pp |
| Annual return | 12.02% | 24.86%-12.8pp | 151.12%-139.1pp | 28.51%-16.5pp |
| Employer contribution / active EE | $2,585 | $2,236+15.6% | $5,011-48.4% | $2,270+13.9% |
| Participant deferral / active EE | $5,566 | $2,567+116.8% | $5,202+7.0% | $3,740+48.8% |
| Admin fee / account holder | $452 | $400+12.8% | $13,987-96.8% | $513-12.0% |