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| Provider | Service type | Compensation |
|---|---|---|
GLOBAL FINANCIAL2 years Service code 27 · EIN 82-2706127 | Advisory (Plan) | $33,187 |
ASCENSUS LLC2 years Service code 15 · EIN 11-3665754 | Recordkeeping | $13,412 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,404 | $52,967+0.8% | $172,753-69.1% | $65,186-18.1% |
| Participation rate | 61.3% | 66.2%-4.9pp | 82.6%-21.3pp | 70.2%-8.9pp |
| Annual return | 20.82% | 30.12%-9.3pp | 803.00%-782.2pp | 29.39%-8.6pp |
| Employer contribution / active EE | $2,415 | $2,190+10.3% | $5,144-53.0% | $2,177+11.0% |
| Participant deferral / active EE | $4,870 | $2,471+97.1% | $5,198-6.3% | $3,514+38.6% |
| Admin fee / account holder | $444 | $472-6.0% | $13,956-96.8% | $847-47.6% |