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| Provider | Service type | Compensation |
|---|---|---|
GLOBAL FINANCIAL7 years Service code 27 · EIN 20-1216032 | Advisory (Plan) | $98,550 |
ASCENSUS LLC7 years Service code 15 · EIN 11-3665754 | Recordkeeping | $28,924 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,124 | $50,820+18.3% | $155,567-61.4% | $77,671-22.6% |
| Participation rate | 55.3% | 63.1%-7.8pp | 78.2%-22.9pp | 70.6%-15.3pp |
| Annual return | 12.04% | 34.85%-22.8pp | 64.74%-52.7pp | 31.21%-19.2pp |
| Employer contribution / active EE | $2,546 | $1,993+27.8% | $4,674-45.5% | $2,726-6.6% |
| Participant deferral / active EE | $5,614 | $2,823+98.9% | $5,628-0.2% | $4,648+20.8% |
| Admin fee / account holder | $432 | $436-0.9% | $15,916-97.3% | $430+0.4% |