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| Provider | Service type | Compensation |
|---|---|---|
GLOBAL FINANCIAL7 years Service code 27 · EIN 20-1216032 | Advisory (Plan) | $98,550 |
ASCENSUS LLC7 years Service code 15 · EIN 11-3665754 | Recordkeeping | $28,924 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,124 | $50,919+18.1% | $155,556-61.3% | $77,762-22.7% |
| Participation rate | 55.3% | 63.1%-7.8pp | 78.2%-22.9pp | 70.6%-15.3pp |
| Annual return | 12.04% | 34.84%-22.8pp | 64.84%-52.8pp | 31.27%-19.2pp |
| Employer contribution / active EE | $2,546 | $1,991+27.8% | $4,675-45.5% | $2,728-6.7% |
| Participant deferral / active EE | $5,614 | $2,824+98.8% | $5,631-0.3% | $4,651+20.7% |
| Admin fee / account holder | $432 | $437-1.1% | $15,885-97.3% | $433-0.2% |