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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $309,279 | $110,337+180.3% | $102,383+202.1% | $145,877+112.0% |
| Participation rate | 70.0% | 77.9%-7.9pp | 74.5%-4.5pp | 80.3%-10.3pp |
| Annual return | 11.23% | 24.83%-13.6pp | 24.94%-13.7pp | 551.28%-540.1pp |
| Employer contribution / active EE | $980 | $4,216-76.7% | $3,870-74.7% | $4,663-79.0% |
| Participant deferral / active EE | $4,148 | $5,621-26.2% | $5,060-18.0% | $6,691-38.0% |
| Admin fee / account holder | $22,681 | $9,750+132.6% | $8,391+170.3% | $13,402+69.2% |