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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $172,833 | $99,345+74.0% | $84,753+103.9% | $273,972-36.9% |
| Participation rate | 100.0% | 80.7%+19.3pp | 76.6%+23.4pp | 83.0%+17.0pp |
| Annual return | 56.66% | 22.93%+33.7pp | 22.78%+33.9pp | 41.46%+15.2pp |
| Employer contribution / active EE | $7,305 | $4,214+73.3% | $3,574+104.4% | $4,869+50.0% |
| Participant deferral / active EE | $11,383 | $4,270+166.6% | $3,712+206.7% | $5,287+115.3% |
| Admin fee / account holder | $398 | $6,645-94.0% | $5,333-92.5% | $10,133-96.1% |