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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $253,653 | $106,247+138.7% | $96,515+162.8% | $139,466+81.9% |
| Participation rate | 87.5% | 77.8%+9.7pp | 74.3%+13.2pp | 80.3%+7.2pp |
| Annual return | 12.54% | 38.47%-25.9pp | 35.73%-23.2pp | 373.66%-361.1pp |
| Employer contribution / active EE | $1,418 | $4,106-65.5% | $3,740-62.1% | $4,754-70.2% |
| Participant deferral / active EE | $13,302 | $5,456+143.8% | $4,880+172.6% | $6,712+98.2% |
| Admin fee / account holder | $1,705 | $7,885-78.4% | $6,735-74.7% | $11,409-85.1% |