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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $293,696 | $114,119+157.4% | $107,187+174.0% | $138,895+111.5% |
| Participation rate | 88.9% | 78.1%+10.8pp | 75.0%+13.9pp | 79.9%+9.0pp |
| Annual return | 14.91% | 273.21%-258.3pp | 204.55%-189.6pp | 145.39%-130.5pp |
| Employer contribution / active EE | $4,785 | $4,059+17.9% | $3,782+26.5% | $4,194+14.1% |
| Participant deferral / active EE | $14,726 | $5,538+165.9% | $5,096+189.0% | $6,396+130.2% |
| Admin fee / account holder | $3,898 | $10,024-61.1% | $9,162-57.5% | $12,562-69.0% |