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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $293,696 | $111,535+163.3% | $105,223+179.1% | $137,256+114.0% |
| Participation rate | 88.9% | 78.1%+10.8pp | 75.0%+13.8pp | 80.0%+8.9pp |
| Annual return | 14.91% | 237.85%-222.9pp | 180.65%-165.7pp | 220.34%-205.4pp |
| Employer contribution / active EE | $4,785 | $3,939+21.5% | $3,689+29.7% | $4,156+15.1% |
| Participant deferral / active EE | $14,726 | $5,500+167.7% | $5,072+190.4% | $6,407+129.8% |
| Admin fee / account holder | $3,898 | $9,721-59.9% | $8,859-56.0% | $12,270-68.2% |