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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $121,512 | $275,752-55.9% | $256,809-52.7% | $198,609-38.8% |
| Participation rate | 87.5% | 89.2%-1.7pp | 88.5%-1.0pp | 82.4%+5.1pp |
| Annual return | 18.94% | 34.81%-15.9pp | 32.73%-13.8pp | 202.70%-183.8pp |
| Employer contribution / active EE | $11,356 | $7,721+47.1% | $7,263+56.3% | $5,055+124.6% |
| Participant deferral / active EE | $4,438 | $10,037-55.8% | $9,520-53.4% | $6,977-36.4% |
| Admin fee / account holder | $3,449 | $25,716-86.6% | $25,146-86.3% | $19,030-81.9% |