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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $121,512 | $209,336-42.0% | $197,124-38.4% | $137,256-11.5% |
| Participation rate | 87.5% | 87.3%+0.2pp | 86.7%+0.8pp | 80.0%+7.5pp |
| Annual return | 18.94% | 48.09%-29.2pp | 44.34%-25.4pp | 220.34%-201.4pp |
| Employer contribution / active EE | $11,356 | $6,591+72.3% | $6,227+82.3% | $4,156+173.2% |
| Participant deferral / active EE | $4,438 | $9,614-53.8% | $9,135-51.4% | $6,407-30.7% |
| Admin fee / account holder | $3,449 | $17,308-80.1% | $16,298-78.8% | $12,270-71.9% |