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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $121,512 | $223,823-45.7% | $211,142-42.5% | $154,746-21.5% |
| Participation rate | 87.5% | 87.9%-0.4pp | 87.3%+0.2pp | 80.7%+6.8pp |
| Annual return | 18.94% | 50.39%-31.5pp | 46.84%-27.9pp | 172.34%-153.4pp |
| Employer contribution / active EE | $11,356 | $6,787+67.3% | $6,442+76.3% | $4,379+159.3% |
| Participant deferral / active EE | $4,438 | $9,750-54.5% | $9,284-52.2% | $6,730-34.1% |
| Admin fee / account holder | $3,449 | $19,707-82.5% | $19,076-81.9% | $14,365-76.0% |