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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $112,388 | $176,688-36.4% | $130,660-14.0% | $152,897-26.5% |
| Participation rate | 80.0% | 79.0%+1.0pp | 71.7%+8.3pp | 82.5%-2.5pp |
| Annual return | 6.47% | 2693.08%-2686.6pp | 1709.29%-1702.8pp | 345.43%-339.0pp |
| Employer contribution / active EE | $3,195 | $5,743-44.4% | $4,092-21.9% | $4,764-32.9% |
| Participant deferral / active EE | $9,681 | $4,362+121.9% | $3,603+168.7% | $5,851+65.5% |
| Admin fee / account holder | $1,353 | $7,131-81.0% | $5,463-75.2% | $11,599-88.3% |