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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $100,257 | $153,311-34.6% | $109,313-8.3% | $273,972-63.4% |
| Participation rate | 85.7% | 80.1%+5.6pp | 71.3%+14.4pp | 83.0%+2.7pp |
| Annual return | 6.69% | 29.86%-23.2pp | 22.07%-15.4pp | 41.46%-34.8pp |
| Employer contribution / active EE | $2,548 | $5,619-54.6% | $3,892-34.5% | $4,869-47.7% |
| Participant deferral / active EE | $6,283 | $3,932+59.8% | $3,166+98.4% | $5,287+18.8% |
| Admin fee / account holder | $2,264 | $8,076-72.0% | $5,666-60.1% | $10,133-77.7% |