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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,434 | $167,353-61.5% | $143,797-55.2% | $134,545-52.1% |
| Participation rate | 100.0% | 84.8%+15.2pp | 80.3%+19.7pp | 81.2%+18.8pp |
| Annual return | 1.79% | 0.48%+1.3pp | -0.04%+1.8pp | 418.37%-416.6pp |
| Employer contribution / active EE | $4,079 | $5,620-27.4% | $4,952-17.6% | $4,742-14.0% |
| Participant deferral / active EE | $2,186 | $6,447-66.1% | $5,638-61.2% | $6,401-65.9% |
| Admin fee / account holder | $685 | $18,096-96.2% | $14,679-95.3% | $11,431-94.0% |