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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,327 | $209,422-74.5% | $178,503-70.1% | $158,982-66.5% |
| Participation rate | 100.0% | 86.4%+13.6pp | 81.9%+18.1pp | 82.0%+18.0pp |
| Annual return | 3.74% | 188.81%-185.1pp | 151.12%-147.4pp | 302.99%-299.2pp |
| Employer contribution / active EE | $1,360 | $5,707-76.2% | $5,011-72.9% | $4,763-71.5% |
| Participant deferral / active EE | $1,880 | $5,955-68.4% | $5,202-63.9% | $5,983-68.6% |
| Admin fee / account holder | $8,088 | $17,079-52.6% | $13,987-42.2% | $11,252-28.1% |