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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,575 | $180,459-66.4% | $154,108-60.7% | $135,380-55.3% |
| Participation rate | 100.0% | 87.4%+12.6pp | 83.0%+17.0pp | 82.6%+17.4pp |
| Annual return | 2.66% | 888.21%-885.5pp | 735.21%-732.5pp | 519.81%-517.1pp |
| Employer contribution / active EE | $5,241 | $6,035-13.2% | $5,298-1.1% | $4,779+9.7% |
| Participant deferral / active EE | $4,560 | $5,806-21.5% | $5,081-10.2% | $5,609-18.7% |
| Admin fee / account holder | $1,765 | $16,145-89.1% | $13,411-86.8% | $10,828-83.7% |