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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $122,259 | $125,797-2.8% | $170,057-28.1% | $75,177+62.6% |
| Participation rate | 84.6% | 83.6%+1.0pp | 87.0%-2.4pp | 67.2%+17.4pp |
| Annual return | 21.74% | 27.20%-5.5pp | 53.42%-31.7pp | 160.75%-139.0pp |
| Employer contribution / active EE | $8,679 | $4,616+88.0% | $6,790+27.8% | $2,671+224.9% |
| Participant deferral / active EE | $13,120 | $6,838+91.9% | $10,411+26.0% | $4,126+218.0% |
| Admin fee / account holder | $4,064 | $8,177-50.3% | $12,826-68.3% | $5,651-28.1% |