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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $96,075 | $137,414-30.1% | $189,545-49.3% | $85,851+11.9% |
| Participation rate | 92.7% | 84.6%+8.1pp | 87.8%+4.9pp | 69.3%+23.4pp |
| Annual return | 15.19% | 38.14%-23.0pp | 555.36%-540.2pp | 318.63%-303.4pp |
| Employer contribution / active EE | $6,657 | $4,344+53.2% | $6,162+8.0% | $2,565+159.5% |
| Participant deferral / active EE | $8,995 | $6,260+43.7% | $8,220+9.4% | $3,952+127.6% |
| Admin fee / account holder | $414 | $8,630-95.2% | $12,049-96.6% | $6,261-93.4% |