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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $80,471 | $123,793-35.0% | $177,848-54.8% | $79,856+0.8% |
| Participation rate | 89.5% | 84.7%+4.8pp | 87.7%+1.8pp | 69.6%+19.8pp |
| Annual return | 43.05% | 22.82%+20.2pp | 48.33%-5.3pp | 31.71%+11.3pp |
| Employer contribution / active EE | $7,458 | $4,095+82.1% | $5,919+26.0% | $2,471+201.8% |
| Participant deferral / active EE | $6,905 | $5,956+15.9% | $7,714-10.5% | $3,741+84.6% |
| Admin fee / account holder | $2,972 | $7,243-59.0% | $12,431-76.1% | $5,306-44.0% |