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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,193 | $75,832-58.9% | $147,617-78.9% | $59,633-47.7% |
| Participation rate | 85.3% | 71.6%+13.7pp | 84.6%+0.7pp | 68.7%+16.6pp |
| Annual return | -0.86% | 0.37%-1.2pp | 61.98%-62.8pp | 2041.45%-2042.3pp |
| Employer contribution / active EE | $2,488 | $3,485-28.6% | $5,564-55.3% | $2,203+13.0% |
| Participant deferral / active EE | $2,446 | $3,131-21.9% | $4,895-50.0% | $3,192-23.4% |
| Admin fee / account holder | $560 | $5,986-90.6% | $11,612-95.2% | $4,297-87.0% |