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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,870 | $75,962-52.8% | $154,108-76.7% | $64,173-44.1% |
| Participation rate | 93.9% | 70.4%+23.5pp | 83.0%+10.8pp | 69.6%+24.3pp |
| Annual return | -8.16% | 30.32%-38.5pp | 735.21%-743.4pp | 7.63%-15.8pp |
| Employer contribution / active EE | $1,977 | $3,350-41.0% | $5,298-62.7% | $2,381-17.0% |
| Participant deferral / active EE | $4,106 | $3,175+29.3% | $5,081-19.2% | $3,470+18.3% |
| Admin fee / account holder | $1,191 | $5,589-78.7% | $13,411-91.1% | $4,887-75.6% |