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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,515 | $217,432-83.2% | $185,849-80.4% | $167,536-78.2% |
| Participation rate | 100.0% | 86.1%+13.9pp | 81.7%+18.3pp | 82.1%+17.9pp |
| Annual return | 28.91% | 148.42%-119.5pp | 122.10%-93.2pp | 478.82%-449.9pp |
| Employer contribution / active EE | $5,477 | $5,875-6.8% | $5,169+6.0% | $4,839+13.2% |
| Participant deferral / active EE | $2,695 | $6,357-57.6% | $5,569-51.6% | $6,342-57.5% |
| Admin fee / account holder | $790 | $19,818-96.0% | $16,244-95.1% | $12,315-93.6% |