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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,034 | $50,554-8.9% | $67,681-32.0% | $87,485-47.4% |
| Participation rate | 29.7% | 67.7%-38.0pp | 73.7%-44.0pp | 68.9%-39.2pp |
| Annual return | 16.43% | 17.81%-1.4pp | 590.58%-574.1pp | 26.06%-9.6pp |
| Employer contribution / active EE | $452 | $1,988-77.3% | $2,678-83.1% | $2,596-82.6% |
| Participant deferral / active EE | $1,086 | $2,961-63.3% | $3,976-72.7% | $4,274-74.6% |
| Admin fee / account holder | $547 | $4,132-86.8% | $6,100-91.0% | $7,775-93.0% |