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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,853 | $172,111-83.8% | $150,298-81.5% | $137,256-79.7% |
| Participation rate | 85.7% | 81.7%+4.0pp | 77.8%+8.0pp | 80.0%+5.8pp |
| Annual return | 17.87% | 69.37%-51.5pp | 62.79%-44.9pp | 220.34%-202.5pp |
| Employer contribution / active EE | $1,467 | $4,636-68.4% | $4,154-64.7% | $4,156-64.7% |
| Participant deferral / active EE | $8,303 | $6,166+34.7% | $5,453+52.3% | $6,407+29.6% |
| Admin fee / account holder | $1,733 | $16,471-89.5% | $14,116-87.7% | $12,270-85.9% |