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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $196,660 | $149,679+31.4% | $117,039+68.0% | $147,586+33.3% |
| Participation rate | 95.0% | 83.5%+11.5pp | 77.2%+17.8pp | 82.8%+12.2pp |
| Annual return | 16.28% | 19.31%-3.0pp | 18.95%-2.7pp | 578.59%-562.3pp |
| Employer contribution / active EE | $0 | $4,937-100.0% | $3,785-100.0% | $4,876-100.0% |
| Participant deferral / active EE | $3,264 | $4,912-33.5% | $3,929-16.9% | $5,439-40.0% |
| Admin fee / account holder | $977 | $7,856-87.6% | $5,974-83.6% | $10,886-91.0% |