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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $167,795 | $136,307+23.1% | $106,619+57.4% | $273,972-38.8% |
| Participation rate | 95.0% | 84.8%+10.2pp | 78.0%+17.0pp | 83.0%+12.0pp |
| Annual return | 9.16% | 11.05%-1.9pp | 9.42%-0.3pp | 41.46%-32.3pp |
| Employer contribution / active EE | $0 | $5,190-100.0% | $3,947-100.0% | $4,869-100.0% |
| Participant deferral / active EE | $3,264 | $4,969-34.3% | $3,930-16.9% | $5,287-38.3% |
| Admin fee / account holder | $494 | $8,625-94.3% | $6,418-92.3% | $10,133-95.1% |