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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,829 | $49,881+26.0% | $80,589-22.0% | $75,173-16.4% |
| Participation rate | 96.4% | 55.3%+41.1pp | 67.0%+29.4pp | 67.2%+29.2pp |
| Annual return | 17.32% | 34.68%-17.4pp | 935.83%-918.5pp | 160.65%-143.3pp |
| Employer contribution / active EE | $0 | $1,698-100.0% | $2,724-100.0% | $2,670-100.0% |
| Participant deferral / active EE | $3,551 | $2,991+18.7% | $4,449-20.2% | $4,126-13.9% |
| Admin fee / account holder | $1,420 | $3,577-60.3% | $5,379-73.6% | $5,651-74.9% |