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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $59,143 | $52,279+13.1% | $89,435-33.9% | $79,856-25.9% |
| Participation rate | 100.0% | 57.5%+42.5pp | 68.0%+32.0pp | 69.6%+30.4pp |
| Annual return | 5.62% | 22.16%-16.5pp | 245.55%-239.9pp | 31.71%-26.1pp |
| Employer contribution / active EE | $6,973 | $1,572+343.7% | $2,587+169.5% | $2,471+182.2% |
| Participant deferral / active EE | $4,570 | $2,740+66.8% | $3,890+17.5% | $3,741+22.2% |
| Admin fee / account holder | $5,070 | $3,356+51.1% | $4,884+3.8% | $5,306-4.5% |