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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $156,894 | $227,399-31.0% | $189,758-17.3% | $198,609-21.0% |
| Participation rate | 94.4% | 84.0%+10.4pp | 79.8%+14.6pp | 82.4%+12.1pp |
| Annual return | 13.11% | 61.03%-47.9pp | 52.62%-39.5pp | 202.70%-189.6pp |
| Employer contribution / active EE | $6,585 | $5,526+19.2% | $4,767+38.1% | $5,055+30.2% |
| Participant deferral / active EE | $9,366 | $6,837+37.0% | $5,856+59.9% | $6,977+34.2% |
| Admin fee / account holder | $1,776 | $25,162-92.9% | $20,388-91.3% | $19,030-90.7% |