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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,956 | $202,342-75.8% | $172,752-71.7% | $152,897-68.0% |
| Participation rate | 88.2% | 87.1%+1.2pp | 82.6%+5.6pp | 82.5%+5.8pp |
| Annual return | 33.16% | 1029.83%-996.7pp | 802.97%-769.8pp | 345.43%-312.3pp |
| Employer contribution / active EE | $2,735 | $5,858-53.3% | $5,144-46.8% | $4,764-42.6% |
| Participant deferral / active EE | $5,455 | $5,948-8.3% | $5,198+4.9% | $5,851-6.8% |
| Admin fee / account holder | $1,347 | $17,111-92.1% | $13,955-90.3% | $11,599-88.4% |