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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,592 | $180,462-75.3% | $154,111-71.1% | $135,379-67.1% |
| Participation rate | 71.4% | 87.4%-16.0pp | 83.0%-11.6pp | 82.6%-11.2pp |
| Annual return | -7.29% | 888.17%-895.5pp | 735.18%-742.5pp | 519.79%-527.1pp |
| Employer contribution / active EE | $2,202 | $6,036-63.5% | $5,298-58.4% | $4,779-53.9% |
| Participant deferral / active EE | $4,834 | $5,806-16.7% | $5,081-4.9% | $5,609-13.8% |
| Admin fee / account holder | $2,441 | $16,145-84.9% | $13,411-81.8% | $10,828-77.5% |