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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $151,238 | $127,273+18.8% | $109,895+37.6% | $167,518-9.7% |
| Participation rate | 44.4% | 77.9%-33.4pp | 74.2%-29.8pp | 82.1%-37.7pp |
| Annual return | 14.54% | 22.97%-8.4pp | 29.46%-14.9pp | 478.71%-464.2pp |
| Employer contribution / active EE | $948 | $3,324-71.5% | $2,843-66.7% | $4,838-80.4% |
| Participant deferral / active EE | $4,210 | $4,515-6.8% | $4,049+4.0% | $6,342-33.6% |
| Admin fee / account holder | $1,452 | $7,117-79.6% | $6,067-76.1% | $12,312-88.2% |