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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $134,884 | $121,701+10.8% | $104,639+28.9% | $158,982-15.2% |
| Participation rate | 33.3% | 77.5%-44.2pp | 74.1%-40.7pp | 82.0%-48.6pp |
| Annual return | 9.90% | 465.72%-455.8pp | 340.67%-330.8pp | 302.99%-293.1pp |
| Employer contribution / active EE | $578 | $3,165-81.7% | $2,682-78.4% | $4,763-87.9% |
| Participant deferral / active EE | $1,950 | $4,176-53.3% | $3,738-47.8% | $5,983-67.4% |
| Admin fee / account holder | $1,059 | $7,778-86.4% | $6,465-83.6% | $11,252-90.6% |