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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $152,389 | $185,199-17.7% | $142,874+6.7% | $167,518-9.0% |
| Participation rate | 16.7% | 78.5%-61.8pp | 72.0%-55.3pp | 82.1%-65.4pp |
| Annual return | 14.33% | 8556.90%-8542.6pp | 5638.58%-5624.3pp | 478.71%-464.4pp |
| Employer contribution / active EE | $433 | $5,606-92.3% | $4,145-89.5% | $4,838-91.0% |
| Participant deferral / active EE | $4,333 | $4,495-3.6% | $3,838+12.9% | $6,342-31.7% |
| Admin fee / account holder | $504 | $8,031-93.7% | $6,561-92.3% | $12,312-95.9% |