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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $108,272 | $176,402-38.6% | $134,162-19.3% | $158,982-31.9% |
| Participation rate | 20.0% | 78.7%-58.7pp | 72.2%-52.2pp | 82.0%-62.0pp |
| Annual return | 6.12% | 63.66%-57.5pp | 36.35%-30.2pp | 302.99%-296.9pp |
| Employer contribution / active EE | $480 | $5,042-90.5% | $3,705-87.0% | $4,763-89.9% |
| Participant deferral / active EE | $3,900 | $4,093-4.7% | $3,500+11.4% | $5,983-34.8% |
| Admin fee / account holder | $51,971 | $8,719+496.1% | $6,685+677.4% | $11,252+361.9% |