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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $146,356 | $177,156-17.4% | $147,027-0.5% | $154,746-5.4% |
| Participation rate | 53.3% | 79.4%-26.0pp | 73.7%-20.4pp | 80.7%-27.4pp |
| Annual return | 20.07% | 21.94%-1.9pp | 20.23%-0.2pp | 172.34%-152.3pp |
| Employer contribution / active EE | $1,144 | $4,336-73.6% | $3,626-68.5% | $4,379-73.9% |
| Participant deferral / active EE | $2,869 | $5,797-50.5% | $4,933-41.8% | $6,730-57.4% |
| Admin fee / account holder | $0 | $14,904-100.0% | $12,223-100.0% | $14,365-100.0% |