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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $232,472 | $172,111+35.1% | $150,298+54.7% | $137,256+69.4% |
| Participation rate | 62.5% | 81.7%-19.2pp | 77.8%-15.3pp | 80.0%-17.5pp |
| Annual return | 17.60% | 69.37%-51.8pp | 62.79%-45.2pp | 220.34%-202.7pp |
| Employer contribution / active EE | $5,761 | $4,636+24.3% | $4,154+38.7% | $4,156+38.6% |
| Participant deferral / active EE | $6,762 | $6,166+9.7% | $5,453+24.0% | $6,407+5.6% |
| Admin fee / account holder | $1,993 | $16,471-87.9% | $14,116-85.9% | $12,270-83.8% |