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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $232,472 | $227,399+2.2% | $189,758+22.5% | $198,609+17.1% |
| Participation rate | 62.5% | 84.0%-21.5pp | 79.8%-17.3pp | 82.4%-19.9pp |
| Annual return | 17.60% | 61.03%-43.4pp | 52.62%-35.0pp | 202.70%-185.1pp |
| Employer contribution / active EE | $5,761 | $5,526+4.3% | $4,767+20.9% | $5,055+14.0% |
| Participant deferral / active EE | $6,762 | $6,837-1.1% | $5,856+15.5% | $6,977-3.1% |
| Admin fee / account holder | $1,993 | $25,162-92.1% | $20,388-90.2% | $19,030-89.5% |