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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $232,472 | $185,312+25.4% | $161,489+44.0% | $154,746+50.2% |
| Participation rate | 62.5% | 82.5%-20.0pp | 78.7%-16.2pp | 80.7%-18.2pp |
| Annual return | 17.60% | 103.84%-86.2pp | 89.72%-72.1pp | 172.34%-154.7pp |
| Employer contribution / active EE | $5,761 | $4,769+20.8% | $4,268+35.0% | $4,379+31.6% |
| Participant deferral / active EE | $6,762 | $6,350+6.5% | $5,630+20.1% | $6,730+0.5% |
| Admin fee / account holder | $1,993 | $18,654-89.3% | $16,006-87.5% | $14,365-86.1% |