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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,043 | $180,462-72.3% | $154,111-67.5% | $135,379-63.0% |
| Participation rate | 100.0% | 87.4%+12.6pp | 83.0%+17.0pp | 82.6%+17.4pp |
| Annual return | -11.48% | 888.17%-899.6pp | 735.18%-746.7pp | 519.79%-531.3pp |
| Employer contribution / active EE | $4,399 | $6,036-27.1% | $5,298-17.0% | $4,779-7.9% |
| Participant deferral / active EE | $4,480 | $5,806-22.8% | $5,081-11.8% | $5,609-20.1% |
| Admin fee / account holder | $598 | $16,145-96.3% | $13,411-95.5% | $10,828-94.5% |