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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,790 | $106,551-74.9% | $91,225-70.6% | $134,532-80.1% |
| Participation rate | 80.0% | 76.8%+3.2pp | 73.2%+6.8pp | 81.2%-1.2pp |
| Annual return | -29.93% | 160.78%-190.7pp | 114.12%-144.0pp | 418.27%-448.2pp |
| Employer contribution / active EE | $753 | $3,331-77.4% | $2,851-73.6% | $4,741-84.1% |
| Participant deferral / active EE | $1,133 | $4,718-76.0% | $4,233-73.2% | $6,401-82.3% |
| Admin fee / account holder | $1,289 | $6,234-79.3% | $5,422-76.2% | $11,429-88.7% |