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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,189 | $121,656-77.7% | $104,614-74.0% | $158,950-82.9% |
| Participation rate | 71.4% | 77.5%-6.1pp | 74.1%-2.6pp | 82.0%-10.5pp |
| Annual return | 50.83% | 465.51%-414.7pp | 340.56%-289.7pp | 302.91%-252.1pp |
| Employer contribution / active EE | $967 | $3,164-69.4% | $2,681-63.9% | $4,762-79.7% |
| Participant deferral / active EE | $4,632 | $4,177+10.9% | $3,739+23.9% | $5,983-22.6% |
| Admin fee / account holder | $973 | $7,775-87.5% | $6,464-85.0% | $11,248-91.4% |