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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,189 | $121,677-77.7% | $104,625-74.0% | $158,966-82.9% |
| Participation rate | 71.4% | 77.5%-6.1pp | 74.1%-2.6pp | 82.0%-10.5pp |
| Annual return | 50.83% | 465.58%-414.8pp | 340.60%-289.8pp | 302.95%-252.1pp |
| Employer contribution / active EE | $967 | $3,165-69.5% | $2,681-63.9% | $4,762-79.7% |
| Participant deferral / active EE | $4,632 | $4,175+11.0% | $3,738+23.9% | $5,983-22.6% |
| Admin fee / account holder | $973 | $7,777-87.5% | $6,465-85.0% | $11,250-91.4% |