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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Plan appears closed to new enrollment or frozen - balance-holders far exceed active participants, or the plan reports active distributions with no inflows. Exclude from peer benchmarks.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $76,460 | $124,425-38.5% | $112,040-31.8% | $137,256-44.3% |
| Participation rate | 100.0% | 79.3%+20.7pp | 76.5%+23.5pp | 80.0%+20.0pp |
| Annual return | 8.66% | 24.72%-16.1pp | 24.52%-15.9pp | 220.34%-211.7pp |
| Employer contribution / active EE | $32,123 | $3,411+841.6% | $2,954+987.5% | $4,156+672.9% |
| Participant deferral / active EE | $11,788 | $5,718+106.1% | $5,098+131.2% | $6,407+84.0% |
| Admin fee / account holder | $46,859 | $15,207+208.1% | $12,098+287.3% | $12,270+281.9% |