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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Plan appears closed to new enrollment or frozen - balance-holders far exceed active participants, or the plan reports active distributions with no inflows. Exclude from peer benchmarks.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $76,460 | $136,860-44.1% | $120,344-36.5% | $154,746-50.6% |
| Participation rate | 100.0% | 79.9%+20.1pp | 76.7%+23.3pp | 80.7%+19.3pp |
| Annual return | 8.66% | 21.38%-12.7pp | 20.30%-11.6pp | 172.34%-163.7pp |
| Employer contribution / active EE | $32,123 | $3,533+809.2% | $3,020+963.6% | $4,379+633.6% |
| Participant deferral / active EE | $11,788 | $5,793+103.5% | $5,135+129.6% | $6,730+75.1% |
| Admin fee / account holder | $46,859 | $15,393+204.4% | $12,742+267.8% | $14,365+226.2% |