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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $110,642 | $152,612-27.5% | $125,192-11.6% | $152,897-27.6% |
| Participation rate | 77.8% | 83.3%-5.6pp | 79.8%-2.0pp | 82.5%-4.7pp |
| Annual return | 20.89% | 54.85%-34.0pp | 43.79%-22.9pp | 345.43%-324.5pp |
| Employer contribution / active EE | $0 | $4,947-100.0% | $3,866-100.0% | $4,764-100.0% |
| Participant deferral / active EE | $7,770 | $5,868+32.4% | $4,937+57.4% | $5,851+32.8% |
| Admin fee / account holder | $8,112 | $13,437-39.6% | $9,704-16.4% | $11,599-30.1% |