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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,976 | $127,387-67.0% | $115,038-63.5% | $125,389-66.5% |
| Participation rate | 100.0% | 84.2%+15.8pp | 81.4%+18.6pp | 83.2%+16.8pp |
| Annual return | -4.38% | 31.28%-35.7pp | 26.14%-30.5pp | 282.24%-286.6pp |
| Employer contribution / active EE | $3,760 | $5,166-27.2% | $4,608-18.4% | $4,866-22.7% |
| Participant deferral / active EE | $8,011 | $6,423+24.7% | $6,026+32.9% | $5,352+49.7% |
| Admin fee / account holder | $14,339 | $9,516+50.7% | $8,175+75.4% | $9,541+50.3% |