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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,909 | $82,674-42.1% | $125,381-61.8% | $68,486-30.0% |
| Participation rate | 61.4% | 75.1%-13.7pp | 82.4%-21.0pp | 67.9%-6.5pp |
| Annual return | -18.62% | -5.97%-12.6pp | 572.31%-590.9pp | -7.85%-10.8pp |
| Employer contribution / active EE | $1,610 | $3,382-52.4% | $4,815-66.6% | $2,597-38.0% |
| Participant deferral / active EE | $3,363 | $6,111-45.0% | $7,448-54.8% | $4,028-16.5% |
| Admin fee / account holder | $3,389 | $6,277-46.0% | $10,007-66.1% | $5,404-37.3% |